FINANCIAL RISK MANAGEMENT ANALYSIS IN RETAIL COMPANY PT INDOMARCO PRISMATAMA (INDOMARET)

Authors

  • Bianda Beby Griselda Putri Institut Teknologi Kalimantan Author
  • Nabila Salsabila Rasmi Institut Teknologi Kalimantan Author
  • Fransiska Desora Sinaga Institut Teknologi Kalimantan Author
  • Philant Fathanah Zetafahrul Institut Teknologi Kalimantan Author
  • Alvianus Kristian Sumual Institut Teknologi Kalimantan Author

Keywords:

Financial Risk Management, Retail Industry, Indomaret, Liquidity Risk, Profitability Risk.

Abstract

This study aims to analyze financial risk management in PT Indomarco Prismatama (Indomaret), one of Indonesia’s largest retail companies. The research employs a descriptive qualitative approach using secondary data derived from the company’s financial statements and related literature. The analysis combines financial ratio assessment, trend evaluation, and the ISO 31000 risk management framework. The results indicate that the dominant financial risks faced by Indomaret include liquidity risk, credit risk, and profitability fluctuation due to sales variation and operational cost increase. The company has implemented mitigation strategies such as central cash control, debt management policies, and cost-efficiency programs at store and distribution levels. Overall, the application of financial risk management enables Indomaret to maintain operational stability and sustainable business growth in the competitive retail industry.

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References

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Published

2025-12-05

Issue

Vol. 1 No. 2 (2025): Desember

Section

Articles

License

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

How to Cite

FINANCIAL RISK MANAGEMENT ANALYSIS IN RETAIL COMPANY PT INDOMARCO PRISMATAMA (INDOMARET) (Bianda Beby Griselda Putri, Nabila Salsabila Rasmi, Fransiska Desora Sinaga, Philant Fathanah Zetafahrul, & Alvianus Kristian Sumual, Trans.). (2025). SIGARUDA JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi Dan Pendidikan, 1(2), 94-100. https://ejournal.sociovisionary.com/index.php/garudajournal/article/view/86

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